Perks for Nurses

Johnson Insurance

The Association has partnered with Johnson Insurance to offer members access to special rates on home insurance, travel insurance and group health benefits for self-employed and retired nurses.

Travel Insurance Update on Coronavirus (COVID-19)

March 13, 2020

Dear ARNM, 

I am writing to provide you with an update about Johnson and our plans related to Coronavirus (COVID-19). We understand that you will have concerns and questions about how your members' insurance coverage through MEDOC is being impacted and what steps we are taking to ensure we are supporting our customers and providing information so they can make informed decisions. 

Firstly, the safety and well-being of our customers is our top priority. We have a dedicated team focused on implementing our business continuity plans to ensure our operations and claims teams will continue to be available to serve all of our customers to the standard that they expect. 

Travel Insurance Coverage Update

Both Johnson and RSA Canada are monitoring the impact closely, and we are regularly reviewing out current coverages to determine how they are impacted by this evolving situation. 

Trip Cancellation and Trip Interruption Insurance Coverage

A customer who booked a trip outside of Canada whose policy includes Trip Cancellations & Trip Interruption coverage may be covered if the trip was booked before any formal travel advisory against the destination country/region/city had been issued by the Government of Canada. Booking travel plans to a destination after it has received an advisory of "Avoid all travel" or "Avoid non-essential travel" can impact the travel insurance coverage. 

On March 13, 2020 the Government of Canada announced formal travel advisory limiting all non-essential travel outside of Canada until further notice. It is important to note that coverage for Trip Cancellation and Trip Interruption: 

  • Does not extend to any travel booking made on or after a formal travel advisory is issued.
  • For customers that departed on a trip before a formal travel advisory is issued, trip interruption coverage is limited to a period of 10 days from the date of the travel advisory.
  • Trips booked after a destination or cruise receives a formal travel advisory are not covered for trip cancellation or interruption.

Out of Country Emergency Medical Insurance Coverage

For Out of Country Medical Insurance, a travel advisory of "Avoid all travel" or "Avoid non-essential travel" will impact insurance coverage

Out of country emergency medical coverage is not available if a formal travel advisory is issued before your departure

Customers who book future travel to a location which is currently under a relevant travel advisory (including cruises) will not have medical coverage in these locations if the advisory is still in effect at the time of travel. 

If a travel advisory is issued after departure, medical coverage for that location is limited to a period of 10 days from the date of the travel advisory or formal notice was issued, or to a period that is reasonably necessary for your to safely evacuate the country, region or area.

Because of the advisory to "Avoid all cruise ship travel," beginning March 9, 2020, customers who depart on a cruise after this date will not have out of country medical coverage. 

Please visit the Government of Canada's Official Website for the most up-to-date information. 

This situation is developing daily and we are committed to keeping our customers informed with the most information. Customers can visit the Johnson Insurance Website for details and updates. I hope this update helps address the concerns of you and your members, and gives you confidence in the steps we are taking. 


Jessica Simpson
Consultant West Region

Optional Trip Cancellation/Interruption Insurance

Complement your current Travel coverage with Trip Cancellation and Interruption Benefits. This plan helps protect travelers against unforeseen circumstances that may prevent or discontinue a trip. This is an annual multi trip plan. Provides up to $12,000 per insured person, per trip for Trip Cancellation/Interruption. It also provides up to $1,500 per person or $3,000 per family for Baggage and personal effects.

For more information please call 1.877.989.2600 (option #2) for more information.

Trip Cancellation Application

Home Insurance

Whether you want a simple home insurance policy or something more comprehensive, you can choose from a range of options and add-ons to tailor your policy to your needs. Johnson Insurance also provides a set of discounts to protect your budget too. 

From Basic to Customized Home insurance, Johnson Makes the Policy Fit You. Providing coverage for Home, Condo, Tenant, and Cottages, Johnson saves you money, by providing access to discounts for belonging to a preferred group or association. 

Call for a Home quote today and you could win $25,000!

For a quote or to get more information please call 1.877.787.0469 or visit the Johnson Website

Johnson Travel Insurance Update

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If you a past member of the Association and would like to re-join for the remainder of 2021, please use the Membership Applications found on the Forms page.

Don’t hesitate to contact us if you have a question. Call 204-992-1520, or email us at